Jon Markman: Bankers are like heroin dealers

Just as heroin dealers are in business to sell drugs, banks are in business to make loans. Their financial engineers will do everything in their power to force debt down consumers' throats -- and then find ways to keep them on the hook for it as long as possible. Although they talk a big story about encouraging responsibility in borrowing, they actually want consumers to max out their credit cards and to take large home-equity lines of credit, small-business loans and car loans, with the goal of having customers pay interest as long as humanly possible.

~ Jon Markman, "Why we need a recession -- soon," MSN Money, October 25, 2007